Access credit and advance payments quickly and easily, 100% via WhatsApp.

Credit Made Simple

Access credit and advance payments 100% via WhatsApp, hassle-free.

Feel like bureaucracy and slow credit access are limiting your dairy farm’s growth? With RúmiCash, get quick and easy access to credit and advance payments to boost your business through a 100% digital process, via WhatsApp.

Credit and advance payments from milk sales, without the need for guarantees or insurance.

Meet Our Partners

RúmiCash: quick and easy credit to boost your business!

Advantages and Functionalities

Simplified request via WhatsApp.

Capital access and approval within 24 business hours after contract signing.

Flexible credit usage.

Producers who recommend

“I was considering giving up on dairy farming because, as small producers, we face many difficulties, including accessing banks for loans. We were going through a tough time in the dairy business and even thought about selling the cattle and stopping our crops. Then, I saw an advertisement for RúmiCash, and it felt like a light at the end of the tunnel. Typically, when we seek credit, the interest rates are not appealing, but with RúmiCash, this was different; it fit our budget. I’m grateful to RúmiCash for supporting us and making us feel more valued.”

Mafalda Costa,

Milk Producer - Sítio Santa Rosa

Perdizes/MG

“I learned about RúmiCash through Rúmina and was impressed with their proposal, especially given my current partnership with the dairy where I supply my milk. At the time, I needed to finish my compost barn as I was transitioning to confinement, and after discussing with the dairy, I reached out to RúmiCash. I found their credit offering very interesting because within 24 hours, I had the funds to complete the installations and move forward with what I needed. It’s straightforward, free from banking bureaucracy, and the amount is deducted directly from the milk payment. The installments are spread out over a personalized period, which makes it very convenient. In summary, it’s a practical, secure, and fast option.”

Guilherme Ribeiro

Milk Producer - Agropecuária Ribeiro

São José dos Campos/SP

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Still have questions?

We’ve compiled the most frequently asked questions and answers. Check out our FAQ below:
How does the credit application process work with RúmiCash?

Dairy producers apply for credit via WhatsApp. After signing, the funds are deposited into the producer’s account within up to 24 business hours. The process is straightforward and fully digital.

 

RúmiCash allows dairy producers to access credit entirely via WhatsApp, without complications or bureaucracies.

 

Credit is released into the account within up to 24 business hours after signing the contract.

 

To be a financial partner for dairy producers, simplifying and ensuring access to credit in an effective, accessible, and agile manner, while supporting the development of the dairy industry.

 

The entire process is handled via WhatsApp, with no need to download apps or leave the farm. There are no additional fees or insurance requirements, and no need for guarantees.

 

Credit and advances are deducted from the milk payment without the need for guarantees or insurance.

 

The producer should contact RúmiCash via WhatsApp to apply and check if RúmiCash partners with their milk dairy. After analysis and contract signing, the credit is deposited into the producer’s account within up to 24 business hours, deducted directly from the milk payment, without complications.

 

The producer can contact RúmiCash via WhatsApp to suggest their dairy, so the operations team can work on establishing the partnership.

 

No. There are no requirements for guarantees, co-signers, or insurance. Additionally, there are no additional fees (IOF and TAC).

 

Buritis, Catupiry, Doceoli, Embaré, Kiformaggio, Lactalis, Larisol, Neolat (Grupo Ipanema), PJ, Porto Novo, Quatá, San Marino (Grupo Ipanema), Scala, Stefanello, Ultracheese (Lac Lélo and Cruzília), Verde Campo, Vimilk, ZDA.

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Advantages and Functionalities

Simplified request via WhatsApp.

Capital access and approval within 24 business hours after contract signing.

Flexible credit usage.

Payment restructuring options.

No guarantees, co-signers, or insurance required.

No additional fees (IOF and TAC).

Direct deduction from milk statement.

Personalized and humanized service.